Gate News message, April 22 — A survey by Boerse Stuttgart Digital found that 35% of European investors would consider switching banks for better cryptocurrency services, highlighting how digital assets are beginning to influence banking relationships across the continent.
The survey covered approximately 6,000 retail investors across Germany, Italy, Spain, and France, revealing that roughly 25% of respondents already hold some form of cryptocurrency. Additionally, 36% said they are likely to invest in crypto within the next five years. Nearly one in five respondents expect their primary bank to offer crypto access within three years, putting pressure on financial institutions that have treated digital assets as a peripheral product.
However, significant barriers to adoption remain. About 76% of respondents said crypto assets are insufficiently regulated, while more than 60% reported feeling poorly informed about digital assets. Regional differences emerged in the survey, with Spain showing the highest crypto ownership rate at 28%, followed by Germany at 25%, Italy at 24%, and France at 23%.
Matthias Voelkel, CEO of Boerse Stuttgart Group, stated that trust and clear regulation are essential for the next phase of crypto adoption in Europe. The firm’s digital-asset subsidiary announced an EU-wide MiCA (Markets in Crypto-Assets) license in January 2025. MiCA became fully applicable to crypto asset service providers on December 30, 2024, establishing a bloc-wide framework for licensing, custody, governance, and consumer protection. Nearly half of surveyed investors said MiCA made crypto assets feel safer and more attractive.
Disclaimer: The information on this page may come from third parties and does not represent the views or opinions of Gate. The content displayed on this page is for reference only and does not constitute any financial, investment, or legal advice. Gate does not guarantee the accuracy or completeness of the information and shall not be liable for any losses arising from the use of this information. Virtual asset investments carry high risks and are subject to significant price volatility. You may lose all of your invested principal. Please fully understand the relevant risks and make prudent decisions based on your own financial situation and risk tolerance. For details, please refer to
Disclaimer.
Related Articles
IMF's Former Chief Economist Warns Double Deregulation Could Trigger Systemic Financial Crisis
Gate News message, April 27 — Kenneth Rogoff, former chief economist of the International Monetary Fund, has warned that the Trump administration's push for financial deregulation—particularly loosening bank capital requirements and regulatory transparency—is significantly raising the risk of a
GateNews36m ago
Mike Novogratz: The 《CLARITY Act》 was submitted to the committee for review in May, with an estimated approval rate of 50%
Galaxy Digital CEO Mike Novogratz said in a podcast episode he posted on YouTube on April 25 that the U.S. “CLARITY Act” will be submitted to a Senate committee for review during the first week of May, and it is expected that Trump will complete the signing in June. Alex Thorn, head of research at the firm, estimates the probability that the bill will pass in 2026 at 50%.
MarketWhisper1h ago
Japan's FSA Outlines Dual-Track Strategy for Digital Assets: Investor Protection and Financial Infrastructure
Gate News message, April 26 — Japan's Financial Services Agency is pursuing a two-pronged approach to digital asset regulation, balancing investor protection with infrastructure innovation, according to remarks by Shigeru Shimizu, Head of Risk Analysis at the FSA, delivered April 21 at a
GateNews3h ago
Tennessee Becomes Second U.S. State to Ban Crypto ATMs Statewide
Gate News message, April 26 — Tennessee has become the second U.S. state to outright ban cryptocurrency ATMs, with Gov. Bill Lee signing House Bill 2505 into law on April 13 after unanimous passage in both chambers. The law will take effect on July 1 and makes it a misdemeanor to operate or host
GateNews3h ago
Study Finds Only 3% of Polymarket Traders Are Skilled, Capturing Over 30% of Gains
Gate News message, April 26 — A new academic paper analyzing Polymarket transactions from 2023 through 2025 concludes that the platform's accuracy reflects "the wisdom of an informed minority, not the wisdom of the crowd." The research, revised April 25 by scholars from London Business School and
GateNews3h ago
DOJ Drops Probe into Powell, Clearing Path for Crypto-Friendly Kevin Warsh to Lead Fed
Gate News message, April 26 — The U.S. Department of Justice has dropped its criminal investigation into Federal Reserve Chair Jerome Powell, clearing the way for the Senate to confirm Kevin Warsh as the next Fed chair. U.S. Attorney for the District of Columbia Jeanine Pirro announced the
GateNews4h ago
