SoFi Technologies Inc (SOFI) Stock Price Today—Real Time Charts and Quotes

Q: What's the stock price of SoFi Technologies Inc (SOFI) today?

SoFi Technologies Inc (SOFI) is currently trading at $18.98, with a 24h change of -2.26%. The 52-week trading range is $14.93–$20.12.

Q: What are the 52-week high and low prices for SoFi Technologies Inc (SOFI)?

SOFI has a 52-week high of $20.12 and a 52-week low of $14.93, with the current price at $18.98.

Q: What is the price-to-earnings (P/E) ratio of SoFi Technologies Inc (SOFI)? What does it indicate?

The current P/E ratio (TTM) of SOFI is 62.55851657940663, indicating how much investors pay for each dollar of earnings. A higher P/E ratio often reflects stronger growth expectations, while a lower P/E ratio may suggest a more attractive valuation or slower growth. Comparing it with the average P/E of the Financial - Credit Services industry for a better context.

Q: What is the market cap of SoFi Technologies Inc (SOFI)?

SoFi Technologies Inc (SOFI) currently has a market cap of approximately $24.77B.

Q: What is the most recent quarterly earnings per share (EPS) for SoFi Technologies Inc (SOFI)?

SoFi Technologies Inc (SOFI)'s diluted earnings per share (Diluted EPS) is 0.3936372929871192. EPS = Net Income / Total Diluted Shares, which is a key metric for measuring a company's profitability.

Q: Should you buy or sell SoFi Technologies Inc (SOFI) now?

As of now, SOFI is trading at $18.98, with a P/E ratio of 62.55851657940663 and a diluted EPS of 0.3936372929871192. Your buy or sell decisions should be based on your investment goals and risk tolerance. We recommend making an overall judgment by considering SoFi Technologies Inc's financial reports, the outlook of the Financial - Credit Services sector, and your own holdings. Investing involves risk—please make decisions prudently.

Q: What factors can affect the stock price of SoFi Technologies Inc (SOFI)?

Key factors include: company quarterly reports (revenue, EPS), competition and trends in the Financial - Credit Services sector, macroeconomic environment (interest rate, inflation), market sentiment, as well as major events like product releases and mergers & acquisitions.

Q: How to buy SoFi Technologies Inc (SOFI) stock?

You can buy SoFi Technologies Inc (SOFI) through Gate. Sign up for a Gate account and complete identity verification, then go to the SoFi Technologies Inc trading page to make a purchase. Gate supports fractional share trading, so you can start investing without buying a whole share.

$18,98

-$0,44(-%2,26)

*Data last updated: 2026-04-20 10:17 (UTC+8)

As of 2026-04-20 10:17, SoFi Technologies Inc (SOFI) is priced at $18,98, with a total market cap of $24,77B, a P/E ratio of 62,55, and a dividend yield of %0,00. Today, the stock price fluctuated between $18,80 and $19,00. The current price is %0,95 above the day's low and %0,10 below the day's high, with a trading volume of 72,95M. Over the past 52 weeks, SOFI has traded between $14,93 to $20,12, and the current price is -%5,66 away from the 52-week high.

SOFI Key Stats

Yesterday's Close$19,03

Market Cap$24,77B

Volume72,95M

P/E Ratio62,55

Dividend Yield (TTM)%0,00

Diluted EPS (TTM)0,39

Net Income (FY)$481,32M

Revenue (FY)$4,76B

Earnings Date2026-04-29

EPS Estimate0,12

Revenue Estimate$1,04B

Shares Outstanding1,30B

Beta (1Y)2.251

About SOFI

SoFi Technologies, Inc. provides digital financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company's lending and financial services and products allows its members to borrow, save, spend, invest, and protect their money. It offers student loans; personal loans for debt consolidation and home improvement projects; and home loans. The company also provides cash management, investment, and technology services. In addition, it operates Galileo, a technology platform that offers services to financial and non-financial institutions; and Apex, a technology enabled platform that provides investment custody and clearing brokerage services, as well as Technisys, a cloud-based digital multi-product core banking platform. The company was founded in 2011 and is headquartered in San Francisco, California.

SectorFinancial Services

IndustryFinancial - Credit Services

CEOAnthony J. Noto

HeadquartersSan Francisco,CA,US

Official Websitehttps://www.sofi.com

Employees (FY)6,10K

Average Revenue (1Y)$781,90K

Net Income per Employee$78,90K

Learn More about SoFi Technologies Inc (SOFI)

Gate Learn Articles

SOFI Stock Price Forecast: What’s the Outlook for 2025?

Receive clear, concise analysis of SOFI stock price forecasts through the latest news and research, covering key growth drivers, analyst price targets, and investment disclaimers. This guide provides investors new to SOFI with information to assist in identifying potential investment opportunities.

2025-08-14

Breaking the Banking Barrier — SoFi Technologies, Inc. Makes Cryptocurrency Trading Available to Bank Customers for the First Time

SoFi, a U.S. nationally chartered bank, has introduced "SoFi Crypto," allowing clients to buy and sell Bitcoin, Ethereum, and Solana directly through its banking app. This marks a new era of integration between traditional banking and blockchain technology.

2025-11-13

SoFi Stock Surges 32% in Three Months: Capitalizing on the Digital Refinancing Boom

In March 2025, SoFi's stock price soared by 32%. What are the growth drivers behind this? This article interprets the opportunities for digital refinancing, the expansion of platform ecosystems, and the latest financial data, providing layout ideas for novice investors.

2025-06-19

Blogs

Banking on Blockchain: SoFiUSD Launches on Ethereum—How Regulated Stablecoins Are Transforming Cross-Border Payments and Market Dynamics

SoFi Bank has launched SoFiUSD on Ethereum, becoming the first federally insured bank in the United States to issue a stablecoin on a public blockchain. This article examines its partnership with Mastercard, the potential impact on the USDT/USDC landscape, and emerging industry trends.

2026-03-10

SoFi Partners with Mastercard: SoFiUSD Integrated into Global Payment and Settlement Network

SoFi and Mastercard Expand Partnership, Integrating Compliant Stablecoin SoFiUSD for Global Payment Network Settlement This article provides an in-depth analysis of the event’s background, on-chain data, industry impact, and possible future developments.

2026-03-04

SoFi Opens Solana On-Chain Deposits: A Historic Convergence of Banking and Public Blockchain

SoFi Bank Announces Support for Direct Deposits on the Solana Network, Becoming the First Nationwide Bank to Integrate a Public Blockchain On-Chain. This article provides an in-depth analysis of the structural impact of this move on the banking industry, the Solana ecosystem, and regulatory compliance processes.

2026-02-28

SoFi Technologies Inc (SOFI) FAQ

What's the stock price of SoFi Technologies Inc (SOFI) today?

SoFi Technologies Inc (SOFI) is currently trading at $18,98, with a 24h change of -%2,26. The 52-week trading range is $14,93–$20,12.

What are the 52-week high and low prices for SoFi Technologies Inc (SOFI)?

What is the price-to-earnings (P/E) ratio of SoFi Technologies Inc (SOFI)? What does it indicate?

What is the market cap of SoFi Technologies Inc (SOFI)?

What is the most recent quarterly earnings per share (EPS) for SoFi Technologies Inc (SOFI)?

Should you buy or sell SoFi Technologies Inc (SOFI) now?

What factors can affect the stock price of SoFi Technologies Inc (SOFI)?

How to buy SoFi Technologies Inc (SOFI) stock?

Risk Warning

The stock market involves a high level of risk and price volatility. The value of your investment may increase or decrease, and you may not recover the full amount invested. Past performance is not a reliable indicator of future results. Before making any investment decisions, you should carefully assess your investment experience, financial situation, investment objectives, and risk tolerance, and conduct your own research. Where appropriate, consult an independent financial adviser.

Disclaimer

The content on this page is provided for informational purposes only and does not constitute investment advice, financial advice, or trading recommendations. Gate shall not be held liable for any loss or damage resulting from such financial decisions. Further, take note that Gate may not be able to provide full service in certain markets and jurisdictions, including but not limited to the United States of America, Canada, Iran, and Cuba. For more information on Restricted Locations, please refer to the User Agreement.

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SoFi Technologies Inc (SOFI) Latest News

2026-04-01 06:06

Musk denies SpaceX IPO excludes Robinhood and SoFi; retail investors still have opportunities

Gate News reports that Elon Musk recently denied the rumors that SpaceX’s upcoming IPO would exclude Robinhood Markets (HOOD) and SoFi Technologies (SOFI). Previously, Reuters reported that Morgan Stanley’s E*Trade might take the lead in selling SpaceX shares to retail investors in the United States, while Robinhood and SoFi could be unable to participate—raising concerns among retail investors. Musk clarified that these rumors are false, and retail-friendly platforms have not been excluded from the IPO. Currently, SpaceX plans to reserve about 30% of the IPO for retail investors, far above the usual 5%-10%. The IPO is expected to raise up to $75 billion, with a valuation approaching $1.75 trillion. This means young investors still have the opportunity to participate through platforms like Robinhood. As of February 2026, Robinhood reported 27.4 million paid users and total assets of $314 billion. Its user base’s average age is around 35, which closely overlaps with the fan base of Tesla and SpaceX. Therefore, Robinhood plays a key role in this IPO. SOFI is also actively seeking participation opportunities and is competing with E*Trade and Fidelity for retail allocations. Following Reuters’ initial report, Robinhood’s stock, HOOD, briefly fell about 2%. Musk’s clarification indicates that SpaceX’s IPO plan remains on schedule, with a listing expected in June 2026, but whether Robinhood can secure an official distribution channel role has not yet been finalized. Analysts believe Musk’s statement stabilizes market expectations and also reassures retail investors about participating in what could be the largest IPO in history. If the IPO proceeds smoothly, Robinhood and SoFi may become important channels for retail investors to access SpaceX investments, while simultaneously further strengthening young investors’ participation in IPOs of high-growth technology companies.

2026-03-31 00:21

Hindenburg is shorting the U.S. crypto-friendly bank SoFi, accusing it of allegedly inflating profits by $1 billion.

Gate News reports that on March 31, the short-selling firm Muddy Waters released its latest report, announcing that it has established a short position in SoFi Technologies, Inc. (SOFI), the United States' first nationwide chartered bank supporting Bitcoin and cryptocurrency trading. The report accuses SOFI’s management of allegedly recording $312 million in loans from JPMorgan Chase as “loan sales,” thereby artificially inflating reported profits to secure management bonuses, while shareholders would bear approximately 15% in annual dilution. Muddy Waters points out that UCC filing documents from Utah show that JPMorgan Chase was the “senior lender” in the relevant transactions, not the asset buyer, which contradicts SOFI’s accounting treatment. The report believes that SOFI will ultimately have to restate the $312 million transaction, which could lead to a restatement of about $1 billion in previously reported EBITDA, and its actual capital adequacy ratio will be significantly reduced. Additionally, the report accuses SOFI of using a “secured loan” program to support its unrealistic fair-value markings on personal loans, in order to maintain its financial narrative.

2026-03-07 00:06

BitGo provides stablecoin infrastructure services for SoFiUSD and supports institutional distribution.

Gate News Report, March 7 — BitGo announced that its subsidiary, BitGo Bank & Trust, has been selected to provide infrastructure services for SoFiUSD stablecoin and support its distribution. SoFiUSD, issued by SoFi Bank, is the first U.S. nationally chartered and insured depository bank to issue a dollar stablecoin on a public, permissionless blockchain. BitGo will provide technology and operational infrastructure for SoFiUSD through its "Stablecoin-as-a-Service" platform, as well as institutional access and application support.

2026-03-03 12:11

SoFi and Mastercard collaborate to support the settlement of SoFiUSD stablecoin on the global payment network

BlockBeats news, March 3 — SoFi, the first nationwide licensed bank in the United States offering Bitcoin and cryptocurrency trading, announced plans to provide SoFiUSD as a settlement currency through Mastercard's global payment network. SoFi's technology platform Galileo is expected to be among the first to offer SoFiUSD settlement transaction options for its payment card customers and their issuing banks. Mastercard and SoFi also stated that they will explore more interoperability applications across stablecoins, fiat currencies, and tokenized assets, including programmable treasury applications and new payment and fund flow scenarios, subject to regulatory considerations.

2026-02-28 01:02

American crypto chartered bank SoFi now supports deposit functionality on the Solana network

BlockBeats News: On February 28, the first nationwide licensed bank in the United States to offer Bitcoin and cryptocurrency trading, SoFi, now supports Solana network deposits. Customers can make deposits directly through their banking app.

Hot Posts About SoFi Technologies Inc (SOFI)

CoffeeNFTrader

2 hours ago

- Advertisement -![](https://img-cdn.gateio.im/social/moments-af96873f16-9f81050cb6-8b7abd-badf29) * * * * * SoFi Technologies and Mastercard announced a partnership enabling SoFiUSD to serve as a settlement currency across Mastercard’s global payments network, marking the first time a stablecoin issued by a US nationally chartered FDIC-insured bank has been used for global network settlement on a public blockchain. What the Partnership Does ------------------------- The mechanics are straightforward. When a card transaction runs through Mastercard’s network, settlement traditionally happens through a series of correspondent banking relationships that operate on business day schedules with cutoff times and processing delays. SoFiUSD replaces that process with near-instant, 24/7 settlement on Ethereum. SoFi Bank, N.A. will settle its own credit and debit card transactions using SoFiUSD directly. Galileo, SoFi’s payments technology platform that powers other fintechs and issuing banks, will be among the first platforms to offer its clients the option to settle using SoFiUSD as well. > SoFi and Mastercard to enable SoFiUSD stablecoin settlement across global payments network https://t.co/xatFx1YsKJ > > — The Block (@TheBlockCo) March 3, 2026 The reach of Galileo means the partnership extends beyond SoFi’s own card transactions to whatever volume its fintech clients choose to route through the new settlement rail. SoFiUSD is supported on Mastercard’s Multi-Token Network, a platform designed to bridge traditional finance with tokenized assets. The MTN is Mastercard’s infrastructure play for the tokenized payments world, and SoFiUSD becoming a settlement currency on it is a material validation of both the network and the stablecoin. Why the FDIC-Insured Bank Detail Matters ---------------------------------------- The announcement describes SoFiUSD as the first stablecoin issued by a US nationally chartered, FDIC-insured bank to be used for global network settlement on a public, permissionless blockchain. That combination of qualifiers is doing significant work. Most stablecoins are issued by non-bank entities. USDT is issued by Tether, a company incorporated in the British Virgin Islands. USDC is issued by Circle, a money services business. Neither is a nationally chartered bank. Neither carries FDIC insurance on its reserves. SoFi Bank, N.A. is a nationally chartered bank. SoFiUSD reserves are held as cash for immediate redemption. The FDIC insurance backstop and the national bank charter create a regulatory foundation that distinguishes SoFiUSD from every other major stablecoin currently in circulation. For institutional counterparties and corporate clients evaluating stablecoin settlement risk, that foundation matters in ways that pure technical performance cannot address. The Solana deposit enablement announced earlier this week was the first expression of SoFi’s crypto infrastructure. The Mastercard partnership is the second, and it operates at a fundamentally different scale. The $30 Billion Daily Volume Context ------------------------------------ Stablecoin transaction volume reached approximately $30 billion per day in 2025, according to the announcement. That figure is what prompted Mastercard to accelerate its on-chain settlement capabilities. Payment networks follow volume. When a payment category reaches $30 billion per day and is growing, building infrastructure to capture that volume is not optional for a global network. The daily stablecoin volume figure also contextualizes the competitive pressure on traditional settlement infrastructure. SWIFT processes roughly $5 trillion per day in messages, but much of that is institutional FX and large-value transfers. For the consumer and SME payment categories where stablecoins are increasingly active, $30 billion per day represents meaningful market share that is bypassing traditional rails entirely. ### MARA Holdings Just Ended Its HODL Policy – 53,822 BTC Can Now Be Sold Mastercard connecting SoFiUSD to its network is partly a defensive move, keeping that settlement volume within infrastructure Mastercard can monetize, and partly an offensive one, positioning the network as the bridge between traditional card payments and on-chain settlement. The Use Cases ------------- Cross-border remittances are the first-order use case. A SoFi cardholder sending money internationally currently pays fees and waits days for settlement through correspondent banks. SoFiUSD settlement on Mastercard’s network collapses that to near-instant at any hour. B2B transfers are the higher-value use case. Large businesses settling invoices between each other currently face the same correspondent banking friction at much larger dollar values. Programmable treasury, where automated fund flows execute based on contract conditions rather than manual initiation, is the longer-term ambition that requires both the stablecoin infrastructure and corporate adoption of smart contract-based treasury management. SoFiUSD launched in December 2025. The Mastercard partnership is the first major distribution announcement for the product. Whether the use cases beyond SoFi’s own card settlement materialize depends on Galileo client adoption and corporate treasury appetite for on-chain settlement, both of which are early-stage at this point.

consensus_whisperer

3 hours ago

Been watching the fintech sector pretty closely lately, and honestly there's something really compelling happening right now that feels worth paying attention to. The fintech space has fundamentally shifted how people think about money. We're talking digital payments, mobile banking, AI-driven insurance, crypto integration - basically everything that would've seemed impossible a decade ago is now just normal. Millennials and Gen Z basically grew up with this stuff, so they're not going back to traditional banking. That's driving real adoption at scale. The numbers back this up too. The market was sitting at around $340 billion back in 2024, and analysts are projecting it could hit over $1 trillion by 2032. That's the kind of growth trajectory that gets investors interested for obvious reasons. What makes this interesting isn't just the size though. It's that we're seeing fintech stocks actually mature and prove they can be profitable, not just chase growth at any cost. Three names that stand out to me right now: Robinhood basically pioneered commission-free trading and made investing accessible to regular people. Started back in 2015, became huge during the pandemic when retail trading exploded. They've evolved way beyond just stock trading though - now they're doing crypto, retirement accounts, cash management, prediction markets. They launched Robinhood Wallet for self-custody crypto storage. The company's pushing internationally and building AI tools. Consensus estimates suggest around 22% revenue growth and 13% EPS growth for 2025, which is solid. Nu Holdings is doing something different - they're reshaping finance in Latin America by going after underserved markets with digital-first banking. As of early 2025 they had hit 118.6 million customers. That's not a typo. They've built something that actually works at scale in emerging markets, balancing growth with profitability. Revenue streams include lending, interchange fees, marketplace services. The estimates point to 28% revenue growth and 20% EPS growth for 2025. SoFi took the all-in-one platform approach - lending, banking, investing, insurance through one app. Crossed 10 million members in 2024. Their real differentiator is Galileo, their B2B payments platform that other fintechs actually use. That diversifies revenue and positions them in the embedded finance space. Their land-and-expand strategy keeps working - more products mean more engagement. Looking at 26% revenue growth and 80% EPS growth estimates for 2025. The thing about fintech stocks right now is they're not just interesting from a sector perspective. These are companies actually changing how financial services work, and they're doing it profitably. If you're looking at where innovation in finance is actually happening, these fintech stocks are where the action is.

AirdropHunterWang

6 hours ago

Been watching the crypto markets pretty closely lately, and there's something interesting brewing for a potential comeback in 2026. Bitcoin's had a rough go recently, dropping to around $74.5K after hitting that $126K peak back in October. Yeah, the 30% pullback from the highs was brutal, but here's what I'm seeing that actually matters. The institutional side of things is getting serious. We're talking about ETF inflows, corporate treasuries, family offices actually moving real capital into digital assets. The SEC approval of generic listing standards last September opened the floodgates, and we're expecting over $50 billion flowing into crypto ETFs this year. That's not retail FOMO money—that's institutional dry powder. Then there's the regulatory piece. The CLARITY Act is supposed to pass in January, which would give us an actual framework for digital asset regulation. For years, institutions have been sitting on the sidelines because of regulatory uncertainty. Once that clears up, you're looking at a completely different demand picture. Now, here's where it gets interesting for traders. While Bitcoin itself is the obvious play, there are some interesting stocks positioned to capture this crypto comeback wave. Robinhood's been crushing it with higher transaction volumes as retail participation picks up. Their 2026 earnings estimate just got bumped to $2.40 per share, showing 20.6% growth expectations. That's solid. Klarna's another one worth watching. They've been aggressively building out their crypto footprint with partnerships and just launched KlarnaUSD. Active consumers jumped 32% year-over-year to 114 million. That's real adoption momentum. SoFi became the first nationally chartered bank to offer retail crypto services, and they just dropped SoFiUSD in December. Their earnings estimates are pointing to 62% growth for 2026. That kind of expansion doesn't happen without genuine demand. CME Group's been handling record crypto futures volume—340K contracts per day in Q3, up over 225% year-over-year. They're launching 24/7 crypto futures and options trading early this year, which basically means the infrastructure for institutional trading is getting locked in. Look, the near-term market's still choppy and bearish analysts are calling for tests down to $70K or even $56K. But the four-year cycle dynamics and the institutional infrastructure being built right now suggest we're setting up for something bigger. Whether Bitcoin makes a real comeback or not, the companies building the rails for this shift are positioning themselves well. That's where I'm seeing the opportunity.

BTC+%0,12

SoFi Technologies Inc Price