International geopolitical tensions continue to escalate, and inflation expectations remain high, making gold once again a focus for investors. By September 2025, gold prices have surpassed $3,700, and Goldman Sachs expects them to reach $4,000 per ounce by mid-2026. But the real question is: among the many ways to invest in gold, which one is the most cost-effective? This article compares five major channels—physical gold bars, gold savings accounts, gold ETFs, futures, and contracts for difference (CFDs)—to help investors find the method that best suits their investment style.
Things to Know Before Buying Gold Bars: Clarify Your Investment Goals First
Before deciding where to buy gold bars, ask yourself: what is the true purpose of buying gold? Different investment goals determine which purchasing method is most cost-effective.
Long-term preservation and hedging investors are suitable for directly purchasing physical gold bars or gold savings accounts. The goal is to hedge against inflation and protect assets. These investors prioritize "safety" over "returns." Central