- Ripple Payments now unifies collection, custody, exchange, and payouts into a single cross-border infrastructure platform.
- Acquisitions of Palisade and Rail enhance custody automation and virtual account services.
- 75+ global licenses, including approval from New York Department of Financial Services, support compliant stablecoin and fiat flows.
Global fintech firms are expanding use of blockchain-based payment rails as cross-border settlement pressures grow. On Monday, Ripple announced an expanded Ripple Payments platform for moving funds across fiat and digital rails. The rollout spans more than 60 markets and supports regulated institutions seeking unified collections, custody, and liquidity tools.
Platform Expansion Brings End-to-End Payment Coverage
Ripple Payments now combines collection, custody, exchange, and payout functions inside one platform. According to the company, businesses can manage fiat and stablecoins through a single operational flow.
Notably, the update follows Ripple’s acquisitions of Palisade and Rail, which added custody automation and virtual account infrastructure. As a result, clients can open named virtual accounts and wallets, then automate collections and settlements.
Funds can move into operational accounts without separate vendors. Ripple reported processed volumes exceeding $100 billion across its payments network. The platform also supports advanced liquidity tools designed to rebalance funds across regions.
Speaking on the update, Monica Long said regulated finance requires infrastructure that applies the same controls to digital assets. She added that licensing coverage and liquidity access remain central to global operations.
Financial Institutions Drive Early Adoption
Several regulated firms already use Ripple Payments for cross-border flows. AMINA Bank adopted the platform to support near real-time transfers for institutional clients. In Brazil, Banco Genial uses the system to enable outbound international payouts.
Meanwhile, Corpay applies Ripple’s custody and liquidity tools to settle positions in Asia-Pacific using stablecoins. MassPay also integrates the platform to support payouts across more than 100 countries.
These firms join payment providers in Latin America, Europe, and Asia. Each uses the same infrastructure for collections, conversions, and settlements.
Compliance Framework Supports Global Operations
Ripple operates under more than 75 licenses worldwide, including approvals from the New York Department of Financial Services. This framework allows the company to move funds on behalf of customers and work directly with banks.
According to Ripple, the compliance structure supports stablecoin and fiat flows under existing financial rules. As a result, fintechs can onboard through a single provider rather than regional intermediaries. The company said this structure helps standardize payment operations across jurisdictions while maintaining regulatory alignment.
Disclaimer: The information on this page may come from third parties and does not represent the views or opinions of Gate. The content displayed on this page is for reference only and does not constitute any financial, investment, or legal advice. Gate does not guarantee the accuracy or completeness of the information and shall not be liable for any losses arising from the use of this information. Virtual asset investments carry high risks and are subject to significant price volatility. You may lose all of your invested principal. Please fully understand the relevant risks and make prudent decisions based on your own financial situation and risk tolerance. For details, please refer to
Disclaimer.
Related Articles
ZeroHash Applies for National Trust Bank Charter as OCC Crypto Pipeline Grows
ZeroHash has applied for a national trust bank charter for digital asset custody and stablecoin services, while Revolut seeks a full U.S. bank charter to offer various financial services including crypto.
Decrypt17m ago
UXLINK Taps GANA to Accelerate Social PayFi Via BNB Chain
UXLINK and GANA have formed a partnership to merge social networking and cryptocurrency payments, enhancing digital payment accessibility within online communities. This collaboration aims to create seamless transactions and supports the trend of integrating financial infrastructure with social interaction in the blockchain space.
BlockChainReporter43m ago
Cardano's ADA Token Now Accepted at Spar Supermarkets in Switzerland
In brief
Cardano’s ADA token is now available as a payment option in 137 Spar stores across Switzerland.
The brick-and-mortar retail payments option is available through Cardano’s integration with fiat on- and off- ramp platform DFX.swiss.
The partnership is “planting seeds” for a
Decrypt57m ago
Western Union Launches USDPT Stablecoin on Solana Network
_Western Union is launching USDPT, a new stablecoin on Solana, backed by 360,000 cash locations across 200+ countries worldwide._
Western Union is making a bold move into the stablecoin space. The global payments giant has announced USDPT, a new U.S. dollar-denominated stablecoin built on Solana
LiveBTCNews1h ago
Tether Backs Axiym to Expand USDT in Global Payments
_Tether invests in Axiym to expand USDT across global payment systems, aiming to streamline cross-border settlement._
Tether has made a strategic investment in Axiym, a fintech company building distributed treasury and settlement infrastructure.
The move aims to bring USDT directly into
LiveBTCNews1h ago
Chainlink partners with Visa and Zhongxia Foundation to complete cross-border foreign exchange settlement solution testing
Visa, ANZ Bank, and others successfully implemented a cross-border foreign exchange settlement solution in the Hong Kong Monetary Authority's e-HKD project using Chainlink, demonstrating the secure transfer of digital assets between private and public blockchains and automatic compliance capabilities.
GateNews2h ago
