Foresight News reports that Strategy Executive Chairman Michael Saylor delivered a speech on Digital Credit at Strategy World 2026. In his speech, Michael Saylor outlined a digital financial system with Bitcoin as the underlying asset.
In this system, the first layer, Digital Capital, is Bitcoin itself; the second layer, Digital Credit, consists of financial products issued based on Bitcoin as the underlying asset, such as the perpetual preferred stocks STRC, STRK, STRF, STRD issued by Strategy. These assets reduce the risks and volatility of directly holding Bitcoin and offer a stable annualized return of around 10%. The third layer, Digital Money, includes stablecoins and payment tools derived from the second layer financial products, such as Saturn, which is issued based on STRC and U.S. Treasury bonds to create the stablecoin USDat.
Digital Credit is a new concept that Michael Saylor has publicly expressed multiple times since the end of 2025. He believes that Digital Credit and digital currencies are entirely based on financial products and new currencies derived from Bitcoin, which are different from traditional fiat currencies issued based on national credit. The returns on financial products and the “interest” on currencies will all come from the appreciation of Bitcoin’s price.
Disclaimer: The information on this page may come from third parties and does not represent the views or opinions of Gate. The content displayed on this page is for reference only and does not constitute any financial, investment, or legal advice. Gate does not guarantee the accuracy or completeness of the information and shall not be liable for any losses arising from the use of this information. Virtual asset investments carry high risks and are subject to significant price volatility. You may lose all of your invested principal. Please fully understand the relevant risks and make prudent decisions based on your own financial situation and risk tolerance. For details, please refer to
Disclaimer.
Related Articles
Bridgewater Founder Dalio: In the competition between gold and Bitcoin, gold is the winner
PANews reports that on March 5th, Jinshi Data states that on Tuesday, Eastern Time, Bridgewater Associates founder Ray Dalio once again expressed optimism about gold, stating that there is a clear winner in the competition between gold and Bitcoin — gold. He emphasized the irreplaceable status of gold and recommended that individuals allocate 5%-15% of their investment portfolios to gold to diversify risk.
GateNews3m ago
Michael Saylor: Bitcoin is not sufficient for everyone to use
PANews March 5 News, MicroStrategy Executive Chairman Michael Saylor posted on X, saying, "There isn’t enough Bitcoin for everyone."
GateNews11m ago
Bitcoin Whales Place Strong Bids at $71,000, Price Scenarios to Watch - U.Today
Bitcoin price faces potential volatility due to whale activities, with large buy orders around $70,000 and sell walls near $75,000. This dynamic creates strong price resistance and opportunities for liquidity shifts as trading volume increases.
UToday17m ago
BitFuFu Announces February Operational Data: Produced 227 Bitcoins, Holdings Rise to 1,830 Coins
Bitcoin mining company BitFuFu mined a total of 227 Bitcoins in February 2026, with 190 from cloud computing power and 37 from self-mining. Total managed computing power increased by 28.2% year-over-year. As of the end of February, BitFuFu holds 1,830 Bitcoins and approximately $40 million in cash, maintaining a net cash position and sufficient liquidity.
GateNews20m ago
A newly created wallet has withdrawn Bitcoin worth 22.16 million USD from the exchange.
ChainCatcher Message: According to market reports, a newly created wallet withdrew 304.55 Bitcoins from an exchange, worth approximately $22.16 million.
GateNews48m ago
