I heard someone say that what's terrifying about futures contracts isn't how much money you lose, but that it destroys your financial quotient—in other words, your money mindset. Most people frequently discuss emotional intelligence and IQ, yet they overlook financial quotient. There's a reason Jewish people place financial quotient first. To put it bluntly, some wealth is toxic. You only possess it temporarily, and ultimately it will boomerang back to poison you in a slow-cooking fashion, killing you in the end.