Today I saw on Twitter that a friend, who was in debt of over 200,000, finally couldn't bear the pressure and confessed to their family. I am familiar with this situation; I've gone through it about twice. On the third time, I got lucky and turned things around, so I didn't confess again the third time. Experiencing this dead and gloomy market, it's foreseeable that more and more people will be unable to withstand a collapse, because once you're in debt, you're standing on the opposite side.