At the end of 2018, after experiencing the first crypto bull market, I was planning to leave crypto and transfer my money to Alipay. I can't remember if the interest rate was 4% or 2%, but every day I would see hundreds of yuan in savings interest credited to my account on my phone. I thought as long as I spent less than this interest income each day, I could completely relax. Compared to my daily wage of 200-300 yuan working at an auto factory, I already felt financially free😃😃😃.