On Monday, influenced by a report released by Citrini Research, the stock prices of major credit card companies such as Visa, MasterCard, American Express, and Capital One plummeted. The report explores scenarios where AI agents using stablecoins could potentially disrupt the payment system. Presented as a thought experiment, this report triggered market volatility, but by Tuesday, stock prices had stabilized. Kobeissi Letter published a rebuttal report, arguing that the disruptive risk was exaggerated, and pointed out that AI-driven cost reductions could boost consumer spending and productivity, thereby enhancing economic prosperity rather than increasing fragility.