XRP is currently trading close to $1.33 and is on a downward trend, with a key resistance level at $1.40. The debate over whether its price target can reach $100 centers on: what is the long-term application outlook for Ripple's payment infrastructure? Its supply of 61 billion tokens means its market capitalization could reach trillions of dollars. Supporters believe that the practical demand driven by bank integration could fundamentally boost XRP's value; opponents, however, emphasize current technical barriers and the need for such a massive market scale to achieve such a significant price leap.