Word on the hill is that Trump's planning to push Congress toward implementing a hard 10% cap on credit card fees. This is actually pretty significant if it moves forward—we're talking about restructuring how traditional payment infrastructure operates at a fundamental level.

Why does this matter beyond just the finance crowd? A few reasons. First, it signals where regulatory pressure might be heading in the next cycle. Second, it highlights just how broken the current system feels to mainstream users—fees are that obviously out of control that it's become a policy talking point. Third, and this is where it gets interesting for the crypto space: it forces a real comparison. DeFi protocols, stablecoins, and decentralized payment rails suddenly don't look quite as exotic when you stack them against a 10% fee structure.

The logistics are messy though. Congress would need to actually legislate this, competitive dynamics between card issuers and payment networks would shift dramatically, and merchants would adapt their pricing. But the direction matters—traditional finance is getting harder to ignore as bloated.