Your question is valid 👍

Let's analyze the matter legally and simply, step by step:

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What is actually happening in this offer?

You do:

1. Deposit USDT or USDC

2. GUSD is minted at a 1:1 ratio

3. You receive an approximate fixed annual return of 3.80%

4. The return accumulates daily

5. You can redeem at any time at a 1:1 ratio

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Legal ruling (Quick summary)

❌This transaction is prohibited legally
because it falls under explicit usury (usury of loan).

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Why is it prohibited? (Legal details)

1️⃣ The reality of the transaction

What happens is not a real “mining” nor a commercial investment, but:

> Secured cash loan + conditional increase

You:

Lend the platform USDT/USDC

And they guarantee:

Capital

Fixed increase (3.80%)

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2️⃣ The jurisprudential rule

📜 The scholars said:

> "Any loan that brings profit is usury"

And here:

Loan = depositing currencies

Profit = fixed daily return

➡️ Clear usury with no disagreement among scholars

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3️⃣ The ruling does not change:

❌ Calling it "returns"
❌ Calling it "Mining"
❌ Being a Stablecoin
❌ Being 1:1
❌ Being redeemable immediately

> The reality of the contract is what matters, not its name

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Quick comparison

Type | Ruling
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Fixed guaranteed return | ❌ Prohibited
Participation in real profit and loss | ✅ Permissible
Loan with increase | ❌ Usury
Mudarabah without capital guarantee | ✅ Permissible

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When is it permissible?

It is only permissible if these conditions are met:

❌ No fixed return

❌ No capital guarantee

✅ Shared profit and loss

✅ Clear and permissible investment activity

And this is not available in the mentioned GUSD.

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Final ruling

🔴 Participating in GUSD returns at 3.80% is legally prohibited
because it is an usurious loan disguised as an investment.

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If you like:

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Or review another project before entering it

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