Vanishing T+1: How does Theo "cheat" time with quant code?

I don't know if you have a question: "Many RWAs always can't outperform the income and buy U.S. bonds directly?" "The common reason is not the handling fee, but the settlement delay!

The core of DeFi is atomicity, pursuing instant transactions of Block+0! Wall Street is still running on the ancient liquidation cycle, under TradFi's T+1 or even T+2 system, funds need to go through a 24-48 hour idle period to transfer funds from USDT to US bonds! This period of "funds in transit" will bring opportunity costs. This leads to a "spatio-temporal mismatch" between RWA and TradFi! It has become one of the important obstacles for institutional funds to enter DEFI!

But Theo's RWA style is completely different! When a user subscribes to thBILL, after the system assesses the risk, T+0 will immediately advance and issue interest-bearing assets to the user ( the risk during the period will be borne by the hedging strategy, and the actual underlying settlement will be asynchronous ) 4 working days

That's Theo's way of breaking the game: trading balance sheet timeliness for the ultimate user experience! Theo is actually building an "round-the-clock, zero-latency shadow financial market" – trading liquidity for time! This is the true evolution of RWA!
#kaitoyap #Yap @KaitoAI @Theo_Network