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Peter Schiff 质疑加密房贷:双重利息叠加或推高购房门槛并增加违约风险
火星财经消息,经济学家 Peter Schiff在 X 平台发文表示,加密资产支持的抵押贷款结构可能显著提高购房成本。 借款人不仅需支付传统房贷利息,还需承担以加密资产为抵押的“二次贷款”利息,该模式本质上相当于为房产进行 100%融资,从而放大杠杆水平,并可能提升整体违约风险。