XRP Analyst Looks on the Bright Side, Says “I Never Thought I’d Be Able to Buy XRP Below a Dollar Again”

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XRP (XRP-USD) is currently feeling the squeeze between messy global politics and a massive, quiet move by institutions to build on its network. While many retail investors are panicking as prices bleed, analyst Austin Hilton argues that the real story is happening under the surface. He suggests that the current sell-off is creating a buying window that most people thought was gone for good.

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Institutions Are Actually Interested in Ripple’s Tech

A common mistake among investors is assuming that banks are buying XRP to pump the price. Hilton points out that financial giants are actually interested in the infrastructure of the XRP Ledger, not necessarily the daily price swings of the token. He explains the institutional mindset clearly:

“Do I believe institutions are buying XRP? Sure. Do I believe they’re buying it in mass to move the price of the token? No, that’s not my point.”

Ripple recently launched XLS-81, which created a shortcut for banks by adding built-in KYC and compliance tools directly to the ledger. Big names are already moving in; Aviva Investors AVVIY -1.53% ▼ is tokenizing funds on the network, and Bank of America BAC -3.75% ▼ recently disclosed XRP ETF holdings in its SEC filings.

Macro Pressures Create a Discounted Opportunity

The current price drop isn’t just an XRP problem. Global tensions between the U.S., Iran, and the EU, along with new battles over trade tariffs, are dragging down the entire market. If Bitcoin slips toward $50,000, Hilton expects XRP to follow it down. However, he views this potential drop below $1.00 as a gift rather than a disaster: “I never thought I’d be able to buy XRP below a dollar again, simply put.”

The major catalyst on the horizon is the CLARITY Act, which has an 80% to 85% chance of passing by April. This law would provide the legal green light that sidelined institutional money has been waiting for.

At the time of writing, XRP is sitting at $1.3307.

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