Gate Pay Launches Auto Earn Flexible Yield Feature

Without affecting normal collection, settlement, or withdrawals, this feature automatically allocates idle assets to low-risk flexible yield products, enabling balances to earn interest automatically and helping merchants grow their funds.

Key Features

1. Automatic Yield Generation: Once enabled, the system automatically allocates idle assets in the merchant balance account to flexible yield products on an hourly basis, with no manual operation required;
2. Flexible Control: Merchants can enable or disable the feature at any time via Merchant Dashboard → Balance → Earn, with only one change allowed within 24 hours;
3. Zero Extra Fees: No service fees or hidden charges are applied, and redemptions come with no additional conditions;
4. Transparent Returns: Supported assets and estimated annualized yields can be viewed in real time on the Earn page, with rates adjusted dynamically according to market conditions;
5. Hourly Accrual: Interest is calculated hourly and distributed once daily at 00:30 UTC for the previous day’s earnings;
6. Instant Availability: Earnings are credited directly to the merchant balance account and can be withdrawn or used for settlement at any time.

How to Use

1. After the feature goes live, merchants can log in to the Gate Pay Merchant Dashboard at https://www.gate.com/pay and navigate to Balance → Earn to access the Auto Earn feature;
2. Click Enable to activate the feature, and the system will automatically manage idle funds for yield generation;
3. Merchants can view their holdings, accumulated earnings, supported assets, and current annualized yields in real time on the Earn page;
4. To disable the feature, simply operate on the same page. Funds will be automatically redeemed to the balance account without affecting future use.

With its focus on low risk, high flexibility, and zero cost, Gate Pay Auto Earn enables idle funds to generate returns while fully preserving merchants’ liquidity and daily operational needs. Gate Pay will continue to enhance merchant services and introduce more practical value-added features to help merchants improve capital efficiency and support sustainable business growth.